img 1 Skyrocket Your Earnings
img 1 Skyrocket Your Earnings

Skyrocket Your Earnings:

Maximize Every Deal!

New HUD Rules Let You Double Your Income by Assisting Your Clients with their Mortgage Acquisitions – Legally and Ethically.

 CommissionsEarn Income on The Mortgage
 Service OfferingsExpand Your Service Offerings
 Get PaidGet Paid on Purchase Mortgages for NEW Clients AND on Refinance or Reverse Mortgage for PREVIOUS Clients


Elevate Your Income by Legally Guiding Clients Through the Mortgage Process

Boost Income

Boost Income on Every Transaction: Increase your earning potential on current and future sales by integrating mortgage assistance into your services.

Expand Your Service Offering

Expand Your Service Offering: Stand out in a crowded market by offering comprehensive buying assistance, from property search to mortgage acquisition.

Foster Long Term Relationships

Foster Long-Term Relationships: Strengthen connections with both new and previous clients by supporting them beyond the sale, enhancing client loyalty and referral potential.

Unlock New Revenue Streams:
Navigate Financial Challenges with Dual Licensing

img 2 The Current Challenge
img 2 The Current Challenge

The Current Challenge

In today’s challenging real estate market, agents face significant hurdles. A report from Alignable reveals a tough scene: fewer listings, a daunting two agents per home sale ratio, and mounting financial pressures. With Realtor commissions plummeting by over 30% from January 2021 to April 2023, sustaining income has become increasingly difficult. The oversaturation of agents and a slow recovery forecast turn this into a relentless struggle for survival.

img 3 Introducing a Revolutionary
img 3 Introducing a Revolutionary

Introducing a Revolutionary Solution

But what if there was a way to not only survive, but thrive in this challenging environment? In 2022, HUD brought a game-changing opportunity to the table: Real Estate agents can now also become licensed Mortgage Loan Originators (MLOs) and get paid on both the real estate transaction and the mortgage! This dual licensing opportunity means you can:

Become Dual-Licensed: Meet the requirements to be licensed as both a Real Estate Agent and an MLO.

Maximize Your Earnings: Engage in both transactions to enhance your income.

Stay Informed: Familiarize yourself with the specifics by reviewing Mortgagee Letter 2022-22 from HUD.

img 4 How You Can Benefit
img 4 How You Can Benefit

How You Can Benefit Your Clients – And Yourself

Empower Homeownership Dreams: Guide current clients through the mortgage process seamlessly.

Innovate with Reverse Mortgages: Assist senior clients in leveraging equity for new home purchases.

Leverage Refinancing Opportunities: Offer past clients financial solutions through refinancing and home equity loans for renovations or debt consolidation.

img 5 Expand Your Horizon
img 5 Expand Your Horizon

Expand Your Horizon

Don’t let the market dictate your success. With the ability to get paid on the mortgage transaction, you can open up new avenues for income and provide unparalleled service to your clients. Our classes are designed to equip you with the knowledge and credentials needed to seize this opportunity. Transform your career trajectory and financial stability by embracing dual licensing.

Ready to Elevate Your Career?



“Jim and Andrea, I thought your class was great. After being in the business for such a long time, I thought it would be tough to sit through but it wasn’t. In my opinion, we should all have to be licensed regardless of who we work for. Your tips on what to study and when and how to take the test were spot on. I passed yesterday with a 97 and I thank you for that. On to the state!”

Best Regards

Debra Plourde

Become a Licensed Mortgage Loan Originator (MLO)
Follow these easy steps to get your mortgage loan originator license:

Choose from these 3 Course Formats:


Pay ONLY $299.00
Discount Code R3A6C



Pay ONLY $299.00
Discount Code R3A6C


Video Course

Pay ONLY $235.00
No Discount Code Needed


4 Important Questions
Many Of Our Real Estate Agents Want To Know:


Does the NEW NAR Settlement change the Real Estate Agent’s Commission Landscape?


YES, the Seller can no longer pay the Buyer’s Real Estate commission.


Do Buyers now have to pay Real Estate Commission?




Can a mortgage loan originator give a credit to a buyer?


YES, and you must disclose on the Loan Estimate/Closing Disclosure.


Will the borrower need more help with down payment and closing costs?




Real Estate Agent’s Opportunity to Make More $$$$
Get your Mortgage Loan Originator License

Jim Montrym's National MLO School


We Have Been Successfully Training Mortgage Industry Professionals for Over 30 Years!



NMLS ID 1400075

We are a NMLS approved Mortgage School. Our goal is to provide you with quality, informative and entertaining education for both your Prelicensing and Continuing Education needs through your choice of Live Classroom, Classroom Equivalent (Live Webinar), or Online Video Courses.

We provide the comprehensive training required to prepare you to pass the National exam as well as to meet any additional educational needs.

Company Mailing Address:
3943 East Eden Roc Circle
Tampa, FL 33634

Phone: 800-735-8565
Fax: 813-885-6931

Office Hours:
Monday - Friday
9:00 am - 5:00 pm (EST)
Classroom Location:
Listed on registration